Kabuhayan-as-a-Service

The Sword (Tech) and the Shield (Risk Logic) for the modern Filipino lender.

14-day free trial · No developer required · 99.9% uptime SLA

How Kabuhayan SaaS Works

1

Choose Your Plan

Pick a tier based on your operation size. Not sure? Take our assessment quiz below.

2

We Set You Up

7-day onboarding — we configure your instance, train your team, and migrate your data.

3

Start Collecting

Your collectors use the app daily. Borrowers get receipts, XP, and transparency.

4

Grow & Scale

As you grow, upgrade your tier for more capacity, AI insights, and premium features.

Not Sure Which Plan?

Free Assessment

Answer 4 quick questions and we'll recommend the best tier for your operation.

Tier 1 — Starter (Entry-Level Foundation)

For solo lenders just starting out.

1.1 Solo

₱2,499/mo

50 loans · 1 Admin · 12-mo lock-in


  • Core Ledger (B1–B4)
  • Basic PAR tracking
  • Standard SMS Receipts
  • Use your own smartphone
Get Started

1.2 Plus

₱4,499/mo

100 loans · 1 Admin + 2 Collectors · 12-mo lock-in


  • Everything in Solo
  • Basic CBU Tracking
  • 58mm Bluetooth Thermal Printer
  • Physical receipt printing
Get Started

1.3 Pro

₱6,999/mo

250 loans · 1 Admin + 2 Collectors · 12-mo lock-in


  • Everything in Plus
  • Manual Agimat XP Dashboard
  • Rugged Field Smartphone
  • Heavy-duty Thermal Printer
Get Started

Tier 2 — Growth (Mid-Level Automation Engine)

For expanding lending operations with multiple collectors.

2.1 Firm

₱11,999/mo

500 loans · 5 Collectors · 1 Branch · 12-mo lock-in


  • Automated Agimat Engine
  • Basic Alaga Shield
  • Branded Indigo Polo Shirts
Get Started

2.2 Professional

₱17,999/mo

1,500 loans · 10 Collectors · 3 Branches · 12-mo lock-in


  • Everything in Firm
  • Standard AI Oracle (stock alerts)
  • Custom SMS Branding
  • Free printer replacements
Get Started

2.3 Elite

₱24,999/mo

3,000 loans · 20 Collectors · 5 Branches · 24-mo lock-in


  • Everything in Professional
  • GPS Geofencing Gates
  • 5 phones + 5 printers + uniforms (24-mo lock-in)
Get Started

Tier 3 — Enterprise (Institutional Powerhouse)

For established lending companies with multiple branches.

3.1 Corporate

₱45,000/mo

7,500 loans · 50 Collectors · 10 Clusters


  • Co-Branded UI
  • Read-only API access
  • ESG Impact Reporting
  • Custom QR + Stall Stickers
Contact Sales

3.2 Institutional

₱85,000/mo

15,000+ loans · 100+ Collectors · Unlimited


  • Full White-Label (your app name)
  • Advanced AI Oracle (Claude-powered)
  • Xero/QuickBooks Integration
  • Concierge onboarding
Contact Sales

3.3 Network

Custom quote

Unlimited · Gov / Global MFI Networks


  • Multi-tenant sub-accounts
  • 24/7 Dedicated Tech Team
  • Global hardware fleet mgmt
  • Starts at ₱150,000/mo
Contact Sales

Additional Seat Pricing

Each plan includes a set number of admin and staff seats. Need more? Add extra seats at these rates.

Extra Office Staff Seat

₱500/mo

Per additional staff user beyond your plan's included seats

Extra Admin Seat

₱1,000/mo

Per additional admin user beyond your plan's included seats

How seat billing works:

Overage charges are calculated automatically and appear as line items on your next invoice. You can view your current seat usage on the Billing page in your dashboard. Deactivating extra users stops the charge on your next billing cycle.

7-Day Partner Onboarding Roadmap

Tap any step to see the complete expectations, deliverables, and technical details.

1

Technical Provisioning

Day 1

Cloud instance, admin credentials, branding upload.

2

Product & Policy Config

Day 2

Interest rates, service fees, Alaga premiums, Agimat XP weights.

3

Staff & Hardware Setup

Day 3

Register collectors, install APK, pair printers, GPS-anchor first 10 stalls.

4

Wholesaler & Medical

Day 4

Onboard local suppliers, verify clinic MOA and voucher codes.

5

Dry Run (Simulation)

Day 5

Mock collection, Typhoon Mode drill, Incident Report test.

6

Data Migration

Day 6

Import existing borrowers from Excel/CSV, assign Legacy Tiers.

7

Live Launch + Hyper-Care

Day 7

First real ₱ collected. Support team monitors for 48 hours.